Your not a dumb ass. We all learn at some time. Here you go.....
The offset of a wheel is the distance from its hub mounting surface to the centerline of the wheel. The offset can be one of three types. (measured in millimeters)
Zero offset - The hub mounting surface is even with the centerline of the wheel
Positive offset - The hub mounting surface is toward the front or wheel side of the wheel. The higher (more positive) the offset, the closer in toward the strut the wheel will mount.
LX'es use this offset
Negative offset - The hub mounting surface is toward the back or brake side of the wheels centerline. With negative offset, (lower) the wheel sticks out further.
When you want to determine tire sizes, this is how you break it down.
Take a 255/55/18 vs. 225/60/18 for example.
"255" is the width of the tread expressed in mm. (255mm = 10.039")
(225mm = 8.85")
"55" is the height of the tire sidewall expressed as a percentage of the tread width.
(sidewall is 55% of 255 or 140.25mm (5.52" sidewall)
(sidewall is 60% of 225 or 135mm (5.31" sidewall)
"18" is the wheel diameter
255/55/18 will be 29" overall diameter
225/60/18 will be 28.6" overall diameter
Hope this helps you out. Any other questions....I'm here.